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Tracopay is launching soon

What we do

  • Tap to Pay

  • Money Transfers

  • Bill Payments

  • Online Payments

    • Tracopay has invented a way to combine the portability of a debit card, the versatility of a payment app and the functionality of a POS terminal to create an interactive smart card that makes e-money easy to use. We provide you with a single solution that meets all your payment needs. With the interactive smart card you can make contactless payments, send money, pay your bills and pay for goods or services online. You can also use it to access your funds from different bank accounts, get a soft loan without providing collateral and to subscribe to insurance services.

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      What is unique about the interactive smart card is that a user can give funds to another user by simply tapping their interactive smart card against the other user’s interactive smart card. A user can also tap their interactive smart card against a POS terminal to make a payment. Contactless payments can be made, even when there is no network connectivity. This makes the interactive smart card particularly suited for emerging and developing markets where most retail transactions resemble person-to-person use cases, where mobile network connections are unreliable and where the POS terminal infrastructure is underdeveloped. Tracopay’s interactive smart card offers a superior user experience compared to a debit or credit card, and can also be successfully implemented in developed countries.

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Who we are

The aim of Tracopay is to disrupt the mobile payment industry by introducing in the market a solution that outmatches existing payment solutions in terms of user experience and convenience.

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The co-founders of Tracopay are Samson Mutisya, Robert Muchiri and Rodney Ocholla. After three years working on the innovation, the first prototype of the interactive smart card and its accompanying back-end was developed. Currently we are developing the final prototype and the commercial ready back-end.

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Our technology partners are IBM and Octrinsic Technologies. The payment innovation is backed by three patents which were drafted by Ehrlich and Fenster which is a top global patent law firm. We are also in talks with a number of commercial banks who are keen to adopt our payment technology.

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We intend to use a licensing model to enter our key markets which are Kenya, Nigeria, South Africa, Brazil, Mexico, India, Indonesia, Malaysia, Turkey and China. To penetrate developed markets, we will consider partnering with Visa, MasterCard, PayPal, Square, Amazon or Google.

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Get in touch

Shiko Road,off Elgeyo Marakwet Road · Kilimani, NRB
P: (+254) - 722 - 803 384 · E: enquire@tracopay.com